This year we worked as hard as possible to keep rates low. We balanced that with network and benefit enhancements, and we are proud to announce the following benefit changes for 2024.
Aura
Aura Identity Guard is now called Aura
-Benefit Enhancement:
-Aura now offers VPNs, Password Managers, and other Cyber-Security tools.
- -Aura now increased identity theft coverage from $1 million to $5 million
Sharp* (Only available for City Active and Retirees only)
6.2% Increase in premiums for Sharp Classic, Select, and Saver plans.
Network Change: Sharp Classic is now part of the Value Network.
-The Value network offers the same coverage as the Choice Network, but no longer covers “Individual Provider Network.”
Network Change: Sharp Select is now part of the Performance Network.
-The Performance Network offers the same coverage as the Premier Network, but now includes the “Rady’s Children Health Network.”
There are no benefit changes to any Sharp plans.
*(only available for active and retired City employees)
MetLife Dental PPO*
Slight premium changes
-Single 0.5% increase
-Spouse 4.4% increase
- EE and Family .5% increase
-Children 9% decrease
Benefit Addition: Nightguards are now covered under major services.
-There is a 60% in-network/50% out-of-network coinsurance for Nightguards.
*For MEA represented employees: this plan is available as a flexible benefit option, that must be enrolled in through SAP. For non-MEA represented employees: this plan is only available through payroll deduction. For flex options go to the City’s website, which will be available October 7th.
VSP
14% Premium Increase
Changes to allowances: Your two allowances are now different.
-Allowance 1: Increase from $150 to $200
-$55 copay for progressive lenses (standard and advanced)
-Allowance 2: Increase from $150 to $170
-No changes to lenses
If a plan is not listed above, it has had no rate or benefit changes.
Changes to Open Enrollment
This year we put together a physical magazine and an updated website. You will receive a magazine later in October, but you can also check out our information on our online Open Enrollment site linked here:
Active City Open Enrollment Site
Active County Open Enrollment Site
Retire City Open Enrollment Site